Point of Personal Privilege–Jeff Grady’s Retirement

Most of my subscribers know that Jeff Grady, President and CEO of the Florida Association of Insurance Agents (FAIA), recently retired.  Deserved accolades have circulated; well-earned awards have been presented.

Listed below are some of Jeff’s accomplishments and recent acknowledgements–this, so you can know a little more of what FAIA’s volunteer leaders and myself know about his tenure at America’s best agents association. [Read more…]

Collapse of an Evil Empire! PART IV ½–Update

This is PART IV ½ because it falls about halfway between part IV and V—the latter is the next report regarding the Supreme Court trial of Scot Strems.  For those just joining read Part I here, Part II here, Part III here and Part IV here. [Read more…]

Collapse of an Evil Empire! PART IV–A Case Study

Until proven true, accusations referenced in this series of articles are only allegations made by various parties including the Florida Bar in its petition to suspend Scot Strems license to practice law. (Read Part I here, Part II here, and Part III here)

To get a sense of how these alleged activities harm both clients and the general administration of justice, I looked through the 700 pages of the Bar’s complaint and found what I think is the most instructive case study of what’s been going on in the litigation known as McEkron vs. Security First (McEkron). In fact, it consumes over 400 pages of the Bar’s documentation and though it’s already been to trial, the parties in McEkron are still arguing over attorney fees—for good reason, as you’ll see. [Read more…]

Collapse of an Evil Empire! PART III

NOTE: Until proven true, accusations referenced in this series of articles are only allegations made by various parties including the Florida Bar in its petition to suspend Scot Strems license to practice law. (Read Part I here, Part II here)

This Part III of “Collapse of an Evil Empire” begins with the remarkable observation that… the empire may not be collapsing! [Read more…]

Collapse of an Evil Empire! PART II

Part II begins as Part I ended, with a reminder that the accusations referenced in this series of articles (Read Part I here) until proven true, are only allegations made by various parties including the Florida Bar in its petition to suspend Scot Strems license to practice law.

Part I as Prologue–The Florida Supreme Court’s emergency suspension against Scot Strems alleged he “… sits at the head of a vast campaign of unprofessional, unethical, and fraudulent conduct that now infects courts and communities across the state.” [Read more…]

Collapse of an Evil Empire! PART I

This is Part I regarding deceptive practices by some attorneys and their cohorts to steal from others, including their own clients.

If allegations in the  numerous documents I’ve been provided are true we may all be witnessing the historical collapse of an enterprise so prolific and sinister it almost defies description.

Since these alleged practices of just this one firm, The Strems Law Firm (SLF), are so instructive regarding Florida’s property insurance market and the need for tort reform, additional articles may be necessary to provide a more complete picture, examine the potential impact on rates and develop meaningful long term solutions.  [Read more…]

Public Adjusters as Appraisers–How Interested are the Disinterested?

I’m sure it’s just me, but…it often seems like the courts spend disproportional amounts of time litigating the obvious.

Case in point. The appraisal clause in most homeowner’s policies is constructed to resolve disputes regarding the amount of a claim.  This article examines the absurdity of allowing Public Adjusters (PA’s) to act as both a “disinterested” appraiser while also being paid a contingency fee by the policyholder. (See NOTE #1 below)

[Read more…]

Florida’s Rate Problem—the Fee Multiplier

In my last report I said that in my next report I would explain what’s driving up residential insurance rates in the Sunshine state. This report is that promised report but, before I tell you about “Fee Multipliers”, let me tell you something else just as relevant and important.

Every session of the Florida legislature is measured to some degree on how much it succeeds in providing the people of Florida what they need and/or deserve.  If this last session is judged by its work reducing premiums for Florida homeowners (something policyholders obviously need and deserve) then the 2020 session was a miserable failure! [Read more…]

COVID-19 & THE FLORIDA ECONOMY

While this blog site typically reports on matters pertaining to Florida’s Property & Casualty industry, the evolving situation with respect to COVID-19 warrants some attention.  Florida, for many reasons, differs from other impacted venues and data courtesy of SUNBURNThe morning read of what’s strategic in Florida Politics (See Note #1 below), can provide a better understanding of what we may be facing.   [Read more…]

TURMOIL… Again?

Please forgive my writing about something that so many others have already written about and about which you may already have adequate knowledge, but…Florida’s residential property insurance marketplace is in turmoil…again!

Extending back to post Hurricane Andrew, later the 04/05 storms, the ill-advised HB-1A and perhaps other less notable periods, it’s happened many times before.

So, you may be asking… “if it’s happened before and we already know it’s happening now, why are you writing about it?”  Quick answer: because what’s happening now is much worse than what’s happened before and what happened before was only three years ago. [Read more…]